Debtors Insurance has a poor franchise model. You are an employee not a business owner. Little room to become a successful business owner. Poor results. They keep the majority of the commission.

Branding but the corporate offices keeps all the business.

The Del Toro Franchise model is to squeeze as much money as they can from the franchisee even is the business is not growing. They have hidden fees that are not disclosed until you join.

Cut back on their fees, training fees, more support without charging the franchises .